About ICAT Insurance
ICAT (Insurance for Catastrophe-exposed Territories) is a Boulder, CO-based specialty insurer focused on wind- and hurricane-exposed property risks. A Victor company.
What ICAT Covers
Coverage offered through ICAT that Nymble can place for Florida clients includes:
- Coastal Homeowners (Non-Admitted / Surplus Lines)
- Commercial All-Risk including Wind
- Builder's Risk in catastrophe-exposed markets
ICAT in Florida
ICAT writes Florida coastal and barrier-island homes that fall outside admitted-market appetite. As a non-admitted/surplus lines carrier, ICAT can take risks that no standard-market carrier will write, with custom pricing and terms.
Who ICAT Is Best For
Florida homeowners in coastal, barrier-island, or other catastrophe-exposed locations where admitted-market carriers won't quote.
Working with ICAT Through Nymble
Nymble specifically uses ICAT for Florida properties where mainstream admitted carriers won't quote — coastal homes, barrier-island properties, and storm-surge-zone risks. We pair ICAT with private flood, wind mitigation credits, and proper deductible structuring to get you defensible coverage at the best price the catastrophe market offers.
Comparable Carriers
If ICAT isn't the right fit, Nymble can also quote these similar carriers: