About Orchid Insurance
Coastal property specialist headquartered in Vero Beach, FL. Orchid writes catastrophe-exposed residential risks across Florida and select coastal states.
What Orchid Covers
Coverage offered through Orchid that Nymble can place for Florida clients includes:
- Homeowners (HO-3) — including coastal exposure
- Condominium (HO-6)
- Dwelling Fire (DP-3)
Orchid in Florida
Orchid is one of the most established names in Florida coastal property insurance, writing risks that many national carriers decline due to wind and storm surge exposure. They're frequently the answer for waterfront and barrier-island homes.
Who Orchid Is Best For
Florida homeowners on the coast, on barrier islands, or in flood-prone areas where national carrier placement isn't available.
Working with Orchid Through Nymble
As an independent Florida agency, Nymble shops Orchid alongside 90+ other carriers when quoting your home, condo, mobile home, or rental property. We pull comparable quotes side-by-side so you can see what Orchid offers vs. national carriers, surplus lines options, and Citizens. Wind mitigation inspections, roof age, and prior claims all affect pricing — we'll help you understand which carrier's underwriting favors your specific property profile.
Comparable Carriers
If Orchid isn't the right fit, Nymble can also quote these similar carriers: